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The Role of VALUATIONS in Jewellery

The vast majority of insurers will insure unspecified jewellery up to a total value of approximately $5000and a maximumum value of each item of approximately $1500.00 using a home and contents policy. In almost all cases only when a claim is lodged will the insurance company request proof of purchase and proof of value. Proof of value will not necessarily require a valuation certificate in these instances. most jewellery claims fall under the unspecified jewellry category and consumers are strongly advised they can provide proof of purchase and value. A detailed sales docket from the retailer will often suffice. At the very least consumers should photograph their jewellery items as close up as possible.

While there are numerous reasons for formally valuing jewellery,

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