JEWELLERY INSURANCE COVER AT RISK OF BEING UNDERVALUED

Losing an important piece of jewellery can be a devastating experience. The feeling of loss can be even greater if the item has not been professionally valued and the valuation does not reflect the current market price of replacement.

World gold prices have increased by more than 115 percent in Australian Dollars over the past

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Why buy from a JAA jeweller?????????

There are a number of benefits for using a JAA Member for all your jewellery needs, but the most valuable for you is peace of mind and comfort that your jeweller has agreed to a Code of Ethics in regard of quality, workmanship and customer service.

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The Role of VALUATIONS in Jewellery

The vast majority of insurers will insure unspecified jewellery up to a total value of approximately $5000and a maximumum value of each item of approximately $1500.00 using a home and contents policy. In almost all cases only when a claim is lodged will the insurance company request proof of purchase and proof of value. Proof of value will not necessarily require a valuation certificate in these instances. most jewellery claims fall under the unspecified jewellry category and consumers are strongly advised they can provide proof of purchase and value. A detailed sales docket from the retailer will often suffice. At the very least consumers should photograph their jewellery items as close up as possible.

While there are numerous reasons for formally valuing jewellery,

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Jewellers Association of Australia - Diamond Advice

Diamonds and Certifications

Know what you are buying Buying a diamond is an exciting process but can also be very confusing. Scientific and technological advances in the jewellery industry have made it possible for synthetic diamonds to be manufactured and laboratory-created (made by man). There are even some very good imitations - just know what you are buying. What is a diamond?

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